§ 5-12. Insurance.

(a)

It shall be unlawful for the holder of an auxiliary ambulance license to operate an auxiliary ambulance unless said holder shall maintain in force during the authorized period of its license the amount and character of insurance coverage for all motor vehicles used in the auxiliary ambulance service as follows:

(1)

A three hundred thousand dollar ($300,000.00) per occurrence combined single-limit liability policy with a deductible not to exceed one thousand dollars ($1,000.00) which shall pay on behalf of the insured named therein and any other person, as insured, using any such motor vehicle or motor vehicles with the express or implied permission of such named insured, all sums which the insured shall become legally obtained to pay as damage arising out of the operation of the auxiliary ambulance service or the ownership, maintenance or use of such motor vehicles or motor vehicles operated by independent contractors or vehicles operated for or on behalf of the license holder;

(2)

Be carried with an insurance company authorized to do business in the state and rated by Best's Key Rating Guide as "A" or an insurance company licensed and authorized to do business in the state in the form prescribed or approved by the state board of insurance which is a subscriber to the state guaranty fund established by the state board of insurance or if the required insurance is not reasonably available from a company so qualified, the applicable rating and specific company shall be approved by the City of Irving risk manager;

(3)

Include a cancellation rider under which the insurance company is required to notify the city in writing not fewer than thirty (30) days before canceling or making a material change to the insurance policy;

(4)

Provides that the city is an additional named insured;

(5)

Provides coverage for all ambulances operating under the name of the license holder whether said ambulances are owned, leased, hired or contracted and liability coverage for the drivers operating said ambulances, whether on or off duty;

(6)

Contain a provision for a continuing liability thereon up to the full amount thereof, notwithstanding any recovery thereon;

(7)

The insurance policy required by this chapter shall be filed with the fire chief five (5) working days prior to the time any of the ambulances operated by the license holder may be operated upon city streets; and

(8)

Prior to the time the license holder may operate any ambulance upon the streets of the city, the holder must secure written confirmation from the city that the policy meets the requirements of this section.

(Ord. No. 7379, § 1, 12-17-98)